Recovery Care Finder

Recovery care insurance — see what it would cost to protect your savings if you needed help recovering at home or in a facility.

Available in select states

See your estimate in 30 seconds

Your age

Ages 40–89

Your ZIP code

5 digits

No personal info needed. Nothing is saved.

Why this matters: Medicare won't pay for the everyday help you may need

After a surgery, a fall, or an illness, Medicare pays for the skilled therapy — but not the daily, hands-on help most people need while they recover: bathing, dressing, getting to the bathroom, meals, and getting around. That's called custodial care, and it can cost hundreds of dollars a day, straight out of your own pocket.

Recovery care insurance pays you cash to cover that gap:

Money paid directly to you — to spend however you need
Tax-free, and it stacks right on top of your Medicare
You choose who helps — even a family member or friend
Pull from it as you need it while you get back on your feet

Enter your age and ZIP above to see what it costs.

① The problem — this is the bill Medicare won't pay

Average cost of care

↓ Here's what it costs to cover that gap ↓

② The solution — cash paid directly to you

What it costs to cover that — 6 months each

Ready to protect your savings?

Send us a quick request and a licensed Giardini Medicare advisor will reach out to get it set up — no cost, no pressure, no obligation. Your selected coverage comes with your request, so we're ready the moment we talk.

The coverage you selected above will be included with your request automatically — just add your name, email, and phone number, then press the green Send my request now button.

— or call us now —

📞 Call 248-871-7756